Financial Stability and Government Credit Indicators
Annual Indicators
 
Financial Stability Indicators
Capital Adequacy Ratio (CAR)
Loans-to-Deposits Ratio
Non-Performing Loans Ratio
Household Liabilities (% of GDP)
Base Money (M1) (y-o-y,%)
Broad Money (M2) (y-o-y,%)
Bank Loan Growth Rates (y-o-y,%)
International Reserves (excluding gold) (USD billion)
Bank Net Foreign Assets (USD billion)
    Bank Foreign Assets (USD billion)
    Bank Foreign Liabilities (USD billion)
Government Credit Indicators
Fiscal Balance (SGD million)
Fiscal Balance (% of GDP)
Government LCY Bonds (USD billion)
Government LCY Bonds (% of GDP)
BIS Data: External positions of reporting banks
vis-a-vis individual countries (USD millions)
Net Assets vis-à-vis Singapore
    Assets vis-à-vis Singapore
    Liabilities vis-à-vis Singapore
Memo Item
FX Rate (SGD-USD) -- End Period
FX Rate (SGD-USD) -- Period Average
200620072008200920102011201220132014201520162017
            
15.4013.5014.7017.3018.6016.0018.1016.3915.9215.8616.47n.a.
92.8096.1094.9093.2097.70102.50105.30110.40112.15108.19108.99n.a.
2.801.501.702.401.601.201.201.030.881.061.40n.a.
71.8066.1063.1068.8065.6068.3073.3075.0075.5074.90n.a.n.a.
13.4022.4018.4023.5020.3016.107.709.903.600.107.70n.a.
19.4013.4012.0011.308.6010.007.204.303.301.508.00n.a.
6.3019.9016.603.4014.7030.3016.7017.005.70(1.20)2.90n.a.
136.05162.75173.98187.59225.50237.53259.09272.86256.64247.53246.36n.a.
10.952.6510.8926.2917.17(4.34)(9.14)(39.59)(39.31)(34.44)(25.91)n.a.
109.48128.60155.69174.75191.54208.25228.69229.24251.06225.15250.47n.a.
98.53125.95144.80148.47174.37212.59237.83268.83290.37259.59276.37n.a.
            
n.a.n.a.n.a.n.a.n.a.885.303,422.90(785.90)439.70810.70704.30n.a.
n.a.n.a.n.a.n.a.n.a.1.003.69(0.80)0.430.780.66n.a.
55.8068.1273.1488.05103.09118.39141.51149.64146.51129.15133.47n.a.
36.5336.1738.4644.2041.0444.2847.8549.9349.7444.8947.07n.a.
 
 
           
(103,862)(91,399)(38,076)(40,844)15,45859,44247,379100,55495,20818,43011,772n.a.
290,474421,738451,019401,540473,991511,518556,200598,970588,136583,692596,715n.a.
394,336513,137489,095442,384458,533452,076508,821498,416492,927565,263584,944n.a.
            
1.541.441.431.401.281.301.221.261.331.421.451.34
1.591.511.411.451.361.261.251.251.271.371.381.38

( ) = negative, BIS = Bank for International Settlements, FX = foreign exchange, GDP = gross domestic product, LCY = local currency, n.a. = not available, y-o-y = year-on-year.

Quarterly Indicators
 
Financial Stability Indicators
Capital Adequacy Ratio (CAR)
Loans-to-Deposits Ratio
Non-Performing Loans Ratio
Household Liabilities (% of GDP)
Government Credit Indicators
Fiscal Balance (SGD million)
Fiscal Balance (% of GDP)
BIS Data: External positions of reporting banks
vis-a-vis individual countries (USD millions)
Net Assets vis-à-vis Singapore
    Assets vis-à-vis Singapore
    Liabilities vis-à-vis Singapore
1Q 20092Q 20093Q 20094Q 20091Q 20102Q 20103Q 20104Q 20101Q 20112Q 20113Q 20114Q 20111Q 20122Q 20123Q 20124Q 20121Q 20132Q 20133Q 20134Q 20131Q 20142Q 20143Q 20144Q 20141Q 20152Q 20153Q 20154Q 20151Q 20162Q 20163Q 20164Q 20161Q 20172Q 20173Q 2017
                                   
16.7016.5016.5017.3017.3017.4017.0018.6017.8017.4016.2016.0016.5015.8017.4018.1016.9016.3016.1016.4016.1016.8016.0015.9015.8815.9715.7815.8616.3916.5616.8616.4716.8016.7816.40
93.5091.0091.2093.5095.3095.5097.2097.7099.40101.80102.50102.50102.20105.60105.80105.30104.50105.60107.70107.30112.78113.19112.52112.15110.74110.79110.36108.19106.74106.09109.51108.99109.17108.79109.72
2.002.502.402.402.201.901.801.601.501.301.201.201.301.201.301.201.101.101.101.000.900.900.900.900.940.930.981.061.111.231.371.401.401.411.56
64.7067.3068.6068.8067.0067.7067.9068.3068.2069.3070.3070.9071.9070.3071.9073.3074.1074.5074.6075.0074.7075.6076.3075.50n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.
                                   
n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.3,832.302,538.70885.30316.802,212.101,535.603,422.90(1,323.40)3,559.602,174.80(785.90)(2,882.10)3,639.301,152.80439.70(2,456.00)2,659.402,069.40810.70(3,960.00)2,178.60(87.90)704.30(1,518.30)2,340.801,837.90
n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.4.482.921.000.352.441.743.69(1.43)3.792.31(0.80)(3.01)3.781.190.43(2.43)2.632.040.78(3.92)2.16(0.09)0.66(1.43)2.221.72
 
 
                                  
(71,828)(57,637)(66,479)(40,844)(31,449)(7,695)(12,107)15,45844,71848,39367,06959,44262,21557,47648,62147,37980,59560,09176,563100,554136,227148,397135,25395,20893,57395,67747,58018,4304,4577,51871311,7722,794(395)n.a.
387,233414,016392,241401,540414,864425,860454,984473,991509,900510,104541,720511,518522,683530,482542,004556,200557,676538,913561,380598,970615,801633,220616,605588,136586,162571,590549,003583,692588,309593,386595,448596,715611,645600,484n.a.
459,061471,653458,720442,384446,313433,555467,091458,533465,182461,711474,651452,076460,468473,007493,382508,821477,080478,822484,818498,416479,574484,823481,353492,927492,588475,913501,423565,263583,853585,868594,735584,944608,851600,879n.a.

( ) = negative, BIS = Bank for International Settlements, GDP = gross domestic product, n.a. = not available.

Monthly Indicators
 
Financial Stability Indicators
Base Money (M1) (y-o-y,%)
Broad Money (M2) (y-o-y,%)
Bank Loan Growth Rates (y-o-y,%)
International Reserves (excluding gold) (USD billion)
Bank Net Foreign Assets (USD billion)
    Bank Foreign Assets (USD billion)
    Bank Foreign Liabilities (USD billion)
Government Credit Indicators
Government LCY Bonds (USD billion)
Memo Item
FX Rate (SGD-USD) -- End Period
FX Rate (SGD-USD) -- Period Average
Jan-09Feb-09Mar-09Apr-09May-09Jun-09Jul-09Aug-09Sep-09Oct-09Nov-09Dec-09Jan-10Feb-10Mar-10Apr-10May-10Jun-10Jul-10Aug-10Sep-10Oct-10Nov-10Dec-10Jan-11Feb-11Mar-11Apr-11May-11Jun-11Jul-11Aug-11Sep-11Oct-11Nov-11Dec-11Jan-12Feb-12Mar-12Apr-12May-12Jun-12Jul-12Aug-12Sep-12Oct-12Nov-12Dec-12Jan-13Feb-13Mar-13Apr-13May-13Jun-13Jul-13Aug-13Sep-13Oct-13Nov-13Dec-13Jan-14Feb-14Mar-14Apr-14May-14Jun-14Jul-14Aug-14Sep-14Oct-14Nov-14Dec-14Jan-15Feb-15Mar-15Apr-15May-15Jun-15Jul-15Aug-15Sep-15Oct-15Nov-15Dec-15Jan-16Feb-16Mar-16Apr-16May-16Jun-16Jul-16Aug-16Sep-16Oct-16Nov-16Dec-16Jan-17Feb-17Mar-17Apr-17May-17Jun-17Jul-17Aug-17Sep-17Oct-17Nov-17Dec-17
                                                                                                            
22.7018.8023.7018.2018.1018.8020.4021.4020.6022.1025.4023.5014.2017.5013.9017.2019.9018.1017.0018.3017.1018.0020.1020.3022.9019.8022.0023.5020.8020.7021.2021.2021.3020.5018.0016.1011.7010.108.906.506.005.405.703.502.102.904.207.7011.2014.0015.5015.3016.6019.6015.9016.9016.5014.6011.909.9010.707.806.904.803.50(0.80)2.201.701.604.004.603.600.103.102.301.200.802.402.002.301.30(1.10)(0.40)0.10(0.60)(2.10)(1.80)0.802.601.601.501.605.107.407.407.708.908.408.909.008.2010.8010.909.909.208.807.30n.a.
12.8011.2011.509.7011.3012.9011.9012.6011.309.2010.1011.3010.809.808.809.009.007.407.508.208.2010.009.908.608.508.708.8011.0010.8010.7011.9011.4011.2010.3010.1010.009.909.509.706.406.706.505.907.206.105.406.207.208.509.708.509.609.909.107.407.107.507.105.204.303.402.201.801.30(0.30)0.601.601.501.902.002.503.302.803.404.104.605.003.602.601.803.202.902.901.501.101.002.102.703.104.305.606.405.206.807.408.008.408.107.507.007.207.306.706.005.404.603.20n.a.
14.5011.908.607.605.504.202.302.501.10(0.20)1.803.404.505.305.806.708.009.009.9010.4012.1013.8014.5014.7016.1017.3019.9021.9024.2026.2027.8029.7031.1029.8030.5030.3028.4027.6026.0024.0022.5020.9020.0019.2016.5017.9015.9016.7018.4019.6019.7020.0018.8017.7017.6015.4015.7015.6017.4017.0016.5014.6013.5013.2013.0012.3010.8011.8010.609.007.505.704.303.302.300.50(0.10)1.502.201.500.60(0.40)(0.70)(1.20)(1.20)(1.20)(1.70)(0.80)(0.70)(2.70)(2.20)(1.60)(0.80)1.001.102.902.805.206.307.006.807.605.905.106.206.807.10n.a.
166.88163.34166.04169.89171.55172.98173.92176.05181.83184.12188.69187.59189.40187.61196.90203.22198.15199.75206.72206.20214.45221.19217.35225.50226.86230.63233.94242.31239.73242.08248.94248.97233.41245.21240.78237.53245.27246.80243.37245.90237.50243.17243.93245.97251.94254.01255.56259.09258.63258.93257.98261.47258.16259.60260.89261.66267.90271.57271.69272.86271.32273.79272.74275.03275.93277.76273.44273.08265.93264.15260.34256.64251.25250.49248.20251.71249.98253.07249.91250.20251.43249.56246.88247.53244.65243.80245.99250.13246.92248.65251.22252.08253.20251.15247.57246.36252.54253.14259.43260.51264.34266.09269.51272.90275.20275.80n.a.n.a.
12.4610.4215.4922.0627.4732.1434.9633.7935.9534.7631.2026.2927.3122.8417.5512.1413.2913.6916.5918.0221.3020.8216.6517.1719.0112.0316.9917.8216.2115.2721.05(7.93)(6.45)(3.51)(3.10)(4.34)(5.74)(7.27)(1.59)(3.51)(1.58)(3.90)(0.40)4.55(1.94)(5.58)(4.64)(9.14)(4.94)(4.75)(6.57)(9.44)(10.92)(17.75)(22.69)(21.08)(27.00)(27.53)(37.76)(39.59)(32.78)(32.83)(38.71)(40.70)(43.67)(40.85)(38.64)(41.02)(39.10)(38.96)(37.94)(39.31)(31.81)(31.90)(30.59)(27.42)(28.92)(33.26)(32.28)(33.75)(30.28)(34.10)(34.39)(34.44)(30.53)(28.88)(26.22)(22.33)(22.56)(21.27)(17.61)(21.22)(28.32)(30.29)(26.65)(25.91)(30.67)(29.69)(29.12)(33.16)(35.00)(31.90)(33.98)(37.96)(39.86)(33.96)n.a.n.a.
145.55143.44154.91162.69169.05175.17177.92175.21181.20184.39181.72174.75179.52172.90175.16176.33172.55165.26177.77181.70190.71192.83189.28191.54197.70191.41193.38206.12211.10213.57220.20203.85199.65207.34211.15208.25213.53209.81219.69220.79215.92219.07229.39235.57231.50232.77231.69228.69235.12237.59234.84228.20229.18227.45223.05220.96222.33228.90232.34229.24237.73240.36238.26241.82247.48253.95260.20255.33251.55254.60254.09251.06254.44244.17238.50244.78239.10242.93244.08242.02238.23229.55230.96225.15229.87232.19238.93241.84238.18247.32248.28254.35255.74249.18250.85250.47247.49246.99267.37257.93262.46270.12277.24277.52271.17278.28n.a.n.a.
133.09133.02139.42140.63141.58143.03142.96141.42145.26149.63150.52148.47152.21150.07157.61164.19159.27151.56161.17163.68169.41172.01172.63174.37178.69179.39176.40188.30194.90198.29199.15211.78206.10210.86214.26212.59219.27217.08221.28224.30217.50222.97229.79231.02233.44238.35236.33237.83240.06242.34241.41237.65240.10245.21245.74242.04249.33256.43270.10268.83270.51273.19276.97282.52291.15294.80298.85296.35290.65293.56292.04290.37286.26276.07269.09272.20268.02276.20276.36275.78268.51263.66265.35259.59260.40261.07265.15264.17260.74268.59265.89275.57284.06279.47277.50276.37278.16276.68296.49291.09297.46302.02311.22315.48311.03312.24n.a.n.a.
                                                                                                            
66.8367.8871.0575.4178.2579.9483.0383.6186.9787.3389.0088.0587.8289.2990.5091.3589.9291.6792.0592.7397.29100.4999.44103.09104.88103.96105.75112.54113.67117.13116.54124.13116.50121.96119.85118.39123.18127.10128.65128.84124.79128.92129.49131.55139.16138.27140.39141.51141.49145.50148.27149.72147.12147.80143.75144.48148.83153.16151.80149.64146.94144.27145.77154.58150.85151.93149.88152.72152.61147.02148.96146.51141.78140.73139.98146.48144.53146.50140.29134.44131.90132.74130.20129.15127.85130.31136.24132.57130.73134.87137.49137.04134.11133.99132.41133.47139.38142.89146.66144.31146.18150.12156.13159.60162.35n.a.n.a.n.a.
                                                                                                            
1.511.551.521.481.441.451.441.441.411.401.381.401.411.411.401.371.401.401.361.361.321.291.321.281.281.271.261.221.231.231.201.201.311.251.281.301.261.251.261.241.291.271.241.251.231.221.221.221.241.241.241.231.261.271.271.271.261.241.261.261.281.271.261.251.251.251.251.251.281.291.301.331.351.361.371.321.351.351.371.411.421.401.411.421.421.411.351.341.381.351.341.361.361.391.431.451.411.401.401.401.381.381.361.361.361.361.351.34
1.491.521.531.501.461.451.451.441.421.401.391.401.401.411.401.381.391.401.381.361.331.301.301.311.291.281.271.251.241.231.221.211.251.281.291.301.281.251.261.251.261.281.261.251.231.221.221.221.231.241.251.241.251.261.271.271.261.241.251.261.271.271.271.251.251.251.241.251.261.271.301.321.341.361.381.351.331.341.361.401.421.401.411.411.431.401.371.351.371.351.351.351.361.381.411.441.431.411.401.401.391.381.371.361.351.361.361.35

( ) = negative, BIS = Bank for International Settlements, FX = foreign exchange, LCY = local currency, n.a. = not available, y-o-y = year-on-year.

Notes

1. Capital adequacy ratio refers to regulatory capital to Risk-Weighted Assets (RWA) of all commercial banks, Singapore operations only.

2. Loans-to-Deposits ratio refers to that of all Domestic Banking Unit (DBU) in Singapore.

3. Non-Performing Loans (NPL) ratio refers to the NPL extended to non-bank entities.

4. Bank net foreign assets refers to deposit money banks which comprise commercial banks, and other financial institutions that accept transferable deposits.

5. Total government LCY bonds include treasury bills, treasury bonds, and MAS bills.

6. FX Rate -- Period Average is based on daily data for the relevant period.

Source: Monetary Authority of Singapore, Bank for International Settlements, and Bloomberg LP.

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