Financial Stability and Government Credit Indicators
Annual Indicators
 
Financial Stability Indicators
Capital Adequacy Ratio (CAR)
Loans-to-Deposits Ratio
Non-Performing Loans Ratio
Narrow Money (M1) (y-o-y,%)
Broad Money (M2) (y-o-y,%)
Bank Loan Growth Rates (y-o-y,%)
Household Debt (USD billion)
Total External Debt (USD billion)
International Reserves (excluding gold) (USD billion)
Bank Net Foreign Assets (USD billion)
    Bank Foreign Assets (USD billion)
    Bank Foreign Liabilities (USD billion)
Government Credit Indicators
Central Bank Policy Rate (%)
Fiscal Balance (USD billion)
Fiscal Balance (% of GDP)
Total Government Bonds (USD billion)
    Government LCY Bonds (USD billion)
    Government FCY Bonds (USD billion)
Total Government Bonds (% of GDP)
BIS Data: External positions of reporting banks
vis-a-vis individual countries (USD millions)
Net Assets vis-à-vis Korea
    Assets vis-à-vis Korea
    Liabilities vis-à-vis Korea
Memo Item
FX Rate (KRW-USD) -- End Period
FX Rate (KRW-USD) -- Period Average
20062007200820092010201120122013201420152016
           
n.a.n.a.12.3114.3614.5513.9614.3014.5314.0013.9114.81
118.00135.50135.83126.92112.96112.17111.06114.37115.69115.73114.76
0.840.721.111.241.901.361.331.791.531.801.42
11.66(14.74)4.5017.789.863.346.329.7113.6120.9312.29
12.5110.8211.969.895.985.484.814.648.148.197.12
13.9314.9114.113.973.537.703.445.008.267.745.74
653.04711.37574.43666.65748.84794.97905.48970.70994.761,023.861,113.36
229.22338.71315.94344.61355.91400.03408.93423.50424.39395.40380.95
238.88262.15201.15269.92291.49304.24323.21341.67358.80363.17366.31
(45.64)(20.35)(63.11)(45.77)(40.93)(44.57)(32.21)(6.14)0.0530.8843.25
88.30169.38157.81149.26144.79149.50156.88171.68211.34227.93234.66
133.94189.73220.92195.02185.72194.07189.09177.82211.29197.06191.41
           
4.505.003.002.002.503.252.752.502.001.501.25
6.4439.6112.57(15.14)14.8216.1617.3613.537.79(0.14)14.02
0.623.551.43(1.53)1.321.401.340.990.57(0.01)1.03
501.41520.91387.11465.96513.06533.03595.82652.03730.99730.90731.90
480.63498.32368.46444.10492.20509.62572.19626.13701.21699.53702.87
20.7822.5918.6521.8620.8623.4123.6325.9029.7831.3729.03
48.2546.7044.1547.0945.6646.0946.0447.8953.7055.1051.76
 
 
          
96,651148,770128,380158,932147,653133,980131,874109,57396,95662,65759,986
155,108231,796186,247201,916198,349199,704191,137182,817181,636182,630180,484
58,45783,02657,86742,98450,69665,72459,26473,24384,679119,973120,498
           
929.70923.351,259.551,164.001,126.001,152.451,064.401,049.801,090.981,175.061,205.83
925.08930.761,368.801,166.131,146.231,148.301,076.421,056.061,103.601,173.201,183.30

( ) = negative, BIS = Bank for International Settlements, FCY = foreign currency, FX = foreign exchange, GDP = gross domestic product, LCY = local currency, n.a. = not available, y-o-y = year-on-year.

Quarterly Indicators
 
Financial Stability Indicators
Capital Adequacy Ratio (CAR)
Loans-to-Deposits Ratio
Non-Performing Loans Ratio
Bank Loan Growth Rates (y-o-y,%)
Household Debt (USD billion)
Total External Debt (USD billion)
Bank Net Foreign Assets (USD billion)
    Bank Foreign Assets (USD billion)
    Bank Foreign Liabilities (USD billion)
Government Credit Indicators
Total Government Debt (USD billion)
    Government LCY Bonds (USD billion)
    Government FCY Debt (USD billion)
BIS Data: External positions of reporting banks
vis-a-vis individual countries (USD millions)
Net Assets vis-à-vis Korea
    Assets vis-à-vis Korea
    Liabilities vis-à-vis Korea
1Q 20092Q 20093Q 20094Q 20091Q 20102Q 20103Q 20104Q 20101Q 20112Q 20113Q 20114Q 20111Q 20122Q 20123Q 20124Q 20121Q 20132Q 20133Q 20134Q 20131Q 20142Q 20143Q 20144Q 20141Q 20152Q 20153Q 20154Q 20151Q 20162Q 20163Q 20164Q 20161Q 20172Q 20173Q 2017
                                   
12.9213.7214.2114.3614.7014.2914.6214.5514.3214.4014.1313.9613.8813.8314.0814.3014.0013.8714.2514.5314.0714.1214.2614.0013.9314.0913.9913.9113.9814.3014.8114.8115.1415.3915.40
135.91133.69130.35126.92121.41116.43115.29112.96113.21113.26113.45112.17111.14110.93111.98111.06111.02111.60113.68114.37114.11114.24115.51115.69116.52114.57115.32115.73115.35115.50116.55114.76115.60114.67114.51
1.471.501.481.241.481.942.321.902.001.731.661.361.511.491.561.331.461.731.791.791.811.731.721.531.561.501.411.801.871.791.711.421.381.251.15
12.128.836.443.973.012.962.593.534.745.507.007.706.155.344.243.443.173.884.095.006.116.356.938.268.657.237.667.746.938.047.595.745.484.784.82
305.56316.91338.25344.61353.97348.89363.70355.91383.51399.91394.44400.03406.36415.80416.74408.93409.26412.61420.85423.50435.72452.75437.21424.39417.96422.02407.55395.40389.27391.78400.38380.95405.69407.34409.13
520.84578.07640.20666.65692.41654.88715.66748.84779.92821.60756.53794.97808.82810.69846.47905.48866.40857.78924.60970.70960.311,023.771,001.17994.76989.741,014.38982.711,023.861,070.171,091.841,177.391,113.361,215.661,239.961,238.94
(62.37)(59.01)(46.70)(45.77)(54.04)(53.74)(48.91)(40.93)(48.99)(49.91)(42.97)(44.57)(41.73)(47.64)(40.72)(32.21)(33.88)(29.86)(14.36)(6.14)(11.15)(5.06)(0.49)0.0515.8225.6024.1530.8842.9641.0655.4043.2560.2860.7257.66
139.71137.92154.94149.26142.38141.41153.52144.79150.09153.81158.83149.50153.56157.24163.74156.88162.59161.48168.62171.68178.68198.30200.91211.34229.41240.50241.48227.93237.73241.28253.96234.66260.26254.26259.58
202.08196.93201.63195.02196.42195.15202.43185.72199.09203.72201.80194.07195.30204.88204.47189.09196.47191.34182.98177.82189.84203.37201.40211.29213.60214.90217.33197.06194.77200.22198.56191.41199.98193.54201.92
                                   
380.55437.13480.51465.96510.84477.39515.83513.06545.97567.89522.25533.03554.65549.38568.18595.82583.80580.92627.24652.03662.95722.16699.50730.99740.62751.99714.99730.90762.91769.43805.43731.90803.62811.11798.84
360.35414.26458.69444.10490.03457.44495.86492.20524.27546.51501.17509.62530.79524.85543.10572.19560.27558.01600.51626.13635.38692.27674.49701.21711.68722.19686.36699.53734.30740.59777.17702.87779.84779.77768.61
20.2022.8721.8221.8620.8119.9519.9720.8621.7021.3821.0823.4123.8624.5325.0823.6323.5322.9126.7325.9027.5729.8925.0129.7828.9429.8028.6331.3728.6128.8428.2629.0323.7831.3430.23
 
 
                                  
126,456132,438136,696167,301167,701156,836129,890158,157160,569151,946130,339138,384141,261138,853128,407132,319123,272122,718109,116112,937117,245122,591116,04896,95784,37984,51467,79162,65749,88058,39747,78559,98659,87979,59982,064
181,395189,868201,916210,285217,002220,106198,349208,853217,907210,626199,704204,108203,966198,733191,137191,582184,162185,814182,817186,180186,180199,495193,089181,636181,025184,485176,547182,630179,596189,961188,449180,484192,162199,582199,313
54,94057,43065,22042,98449,30163,27068,45950,69657,33858,68069,36565,72462,70559,88062,73159,26460,89063,09673,70173,24368,93576,90477,04184,67996,64699,971108,756119,973129,716131,564140,664120,498132,283119,983117,249

( ) = negative, BIS = Bank for International Settlements, FCY = foreign currency, LCY = local currency, n.a. = not available, y-o-y = year-on-year.

Monthly Indicators
 
Financial Stability Indicators
Narrow Money (M1) (y-o-y,%)
Broad Money (M2) (y-o-y,%)
International Reserves (excluding gold) (USD billion)
Bank Net Foreign Assets (USD billion)
    Bank Foreign Assets (USD billion)
    Bank Foreign Liabilities (USD billion)
Government Credit Indicators
Central Bank Policy Rate (%)
Fiscal Balance (USD billion)
Memo Item
FX Rate (KRW-USD) -- End Period
FX Rate (KRW-USD) -- Period Average
Jan-09Feb-09Mar-09Apr-09May-09Jun-09Jul-09Aug-09Sep-09Oct-09Nov-09Dec-09Jan-10Feb-10Mar-10Apr-10May-10Jun-10Jul-10Aug-10Sep-10Oct-10Nov-10Dec-10Jan-11Feb-11Mar-11Apr-11May-11Jun-11Jul-11Aug-11Sep-11Oct-11Nov-11Dec-11Jan-12Feb-12Mar-12Apr-12May-12Jun-12Jul-12Aug-12Sep-12Oct-12Nov-12Dec-12Jan-13Feb-13Mar-13Apr-13May-13Jun-13Jul-13Aug-13Sep-13Oct-13Nov-13Dec-13Jan-14Feb-14Mar-14Apr-14May-14Jun-14Jul-14Aug-14Sep-14Oct-14Nov-14Dec-14Jan-15Feb-15Mar-15Apr-15May-15Jun-15Jul-15Aug-15Sep-15Oct-15Nov-15Dec-15Jan-16Feb-16Mar-16Apr-16May-16Jun-16Jul-16Aug-16Sep-16Oct-16Nov-16Dec-16Jan-17Feb-17Mar-17Apr-17May-17Jun-17Jul-17Aug-17Sep-17Oct-17Nov-17Dec-17
                                                                                                            
10.5014.7717.7017.1717.7319.9516.9018.9720.4717.8315.9117.7817.0312.9011.179.5410.478.4812.228.284.899.6611.159.8611.9610.689.7310.474.373.584.864.935.012.561.313.341.010.485.931.685.316.583.864.708.015.616.216.325.908.527.089.1410.2211.769.5011.519.3112.0312.879.7112.0910.178.499.0010.117.5310.9512.1311.5312.1513.0313.6111.4715.9416.3618.5118.4419.9721.1920.4223.4121.9619.2720.9320.5318.1619.5817.0715.1714.7414.1314.0110.2111.9512.6412.2911.9310.329.7710.759.479.778.447.1911.747.857.01n.a.
n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.
201.67201.46206.26212.40226.69231.66237.43245.38254.17264.11270.81269.92273.61270.58272.25278.79270.14274.14285.88285.27289.70293.27290.15291.49295.88297.59298.54307.12305.00304.40309.71310.87302.06309.66306.46304.24309.17313.64313.78314.67308.71310.21311.37313.90319.03320.48322.33323.21325.15322.60322.61324.00323.30321.65324.91326.30332.13338.43340.22341.67343.60347.00349.55351.05356.12361.75363.23362.74359.61358.93358.30358.80357.39357.58357.96365.11366.71369.95366.03363.14363.32364.81363.67363.17362.50360.96365.05367.69366.10365.10366.59370.66372.98370.37367.19366.31369.24369.11370.51371.78373.66375.77378.96380.04379.88379.67382.46384.47
(61.05)(66.02)(62.37)(63.24)(64.09)(59.01)(55.91)(52.64)(46.70)(45.15)(44.65)(45.77)(50.34)(54.26)(54.04)(52.55)(44.90)(53.74)(51.33)(51.23)(48.91)(41.12)(37.80)(40.93)(35.89)(44.92)(48.99)(48.13)(49.74)(49.91)(39.77)(44.64)(42.97)(40.39)(43.98)(44.57)(38.99)(37.03)(41.73)(45.82)(49.16)(47.64)(42.10)(44.56)(40.72)(34.99)(34.39)(32.21)(31.97)(30.71)(33.88)(33.08)(25.81)(29.86)(23.90)(22.49)(14.36)(6.57)(5.75)(6.14)(9.21)(12.25)(11.15)(4.24)(4.80)(5.06)(3.39)3.74(0.49)(3.35)0.330.05(1.43)8.1115.8227.0325.9925.6023.0525.2124.1531.6332.4630.8826.7925.6542.9639.9738.1241.0653.7152.9655.4046.7046.6143.2550.3757.5660.2863.1859.8260.7269.8367.3257.6672.8885.77n.a.
153.75148.80139.71149.91142.10137.92138.47133.02154.94151.86153.69149.26145.67141.00142.38150.29153.86141.41145.65143.70153.52156.48151.92144.79144.65144.40150.09155.55155.39153.81160.29160.39158.83159.49155.89149.50159.83160.10153.56151.17154.45157.24164.83158.68163.74162.13163.12156.88159.01164.11162.59170.31165.88161.48159.73162.99168.62177.26177.02171.68171.58173.65178.68193.65190.95198.30197.11204.09200.91206.15211.07211.34222.55216.61229.41238.49239.49240.50239.78236.50241.48240.51232.24227.93229.80226.27237.73228.68228.85241.28252.70247.25253.96239.80237.63234.66240.90256.77260.26259.10252.72254.26262.07254.02259.58269.84286.47n.a.
214.80214.82202.08213.15206.19196.93194.38185.66201.63197.01198.34195.02196.01195.26196.42202.84198.77195.15196.98194.93202.43197.60189.73185.72180.54189.32199.09203.68205.13203.72200.06205.03201.80199.88199.87194.07198.82197.13195.30196.98203.61204.88206.92203.24204.47197.12197.51189.09190.98194.81196.47203.38191.69191.34183.63185.49182.98183.83182.78177.82180.78185.89189.84197.89195.75203.37200.50200.34201.40209.50210.74211.29223.98208.51213.60211.46213.50214.90216.73211.29217.33208.88199.79197.06203.01200.63194.77188.71190.73200.22198.99194.28198.56193.09191.02191.41190.53199.21199.98195.93192.90193.54192.24186.70201.92196.95200.69n.a.
                                                                                                            
2.502.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.252.252.252.252.502.502.752.753.003.003.003.253.253.253.253.253.253.253.253.253.253.253.253.253.003.003.002.752.752.752.752.752.752.752.502.502.502.502.502.502.502.502.502.502.502.502.502.502.502.252.252.002.002.002.002.001.751.751.751.501.501.501.501.501.501.501.501.501.501.501.501.251.251.251.251.251.251.251.251.251.251.251.251.251.251.251.251.251.501.50
(6.18)(12.61)(8.13)(6.36)(15.13)(20.26)(13.82)(11.37)(19.02)(11.26)(8.66)(15.14)1.99(8.16)(6.21)0.66(0.28)(9.33)(1.81)5.216.1513.8018.8114.824.16(1.17)(4.46)5.467.65(2.37)9.0713.9914.0226.3123.6216.169.22(3.52)(10.83)3.380.60(10.09)2.334.293.4721.2024.6117.364.74(8.60)(13.30)(9.30)(12.68)(25.06)(10.52)(6.40)(1.96)13.5715.9613.533.80(7.72)(14.44)(3.75)(7.64)(24.00)(8.82)(9.89)(6.13)5.042.977.795.33(8.29)(14.60)(8.42)(8.72)(21.42)(7.76)(8.37)(15.60)(1.29)3.55(0.14)7.80(1.72)(12.36)3.703.74(7.00)7.1914.137.4315.0917.9714.0212.793.55(3.50)7.9710.08(1.89)14.3715.4111.0524.30n.a.n.a.
                                                                                                            
1,379.601,534.351,383.101,282.951,255.251,273.801,228.431,248.951,178.051,182.051,162.851,164.001,161.651,159.851,131.301,108.301,202.241,221.801,182.751,198.831,140.201,125.161,159.251,126.001,121.301,128.901,096.931,071.531,079.151,067.651,054.071,066.771,178.101,110.211,142.571,152.451,123.261,118.961,133.101,130.131,180.331,145.401,130.551,134.631,111.381,090.701,082.851,064.401,088.591,082.901,111.351,101.281,129.641,142.061,123.281,110.041,074.641,060.731,058.201,049.801,080.971,067.601,064.701,033.221,020.201,011.841,027.781,013.881,055.211,068.821,108.061,090.981,093.681,098.001,109.691,072.291,108.191,115.491,170.311,182.901,185.391,140.541,157.901,175.061,199.131,236.651,143.421,139.401,191.931,151.801,120.241,114.801,101.131,143.781,168.961,205.831,161.311,130.281,118.451,137.651,119.651,144.141,119.321,127.551,145.441,120.341,087.971,067.40
1,354.681,440.191,453.351,336.281,255.621,262.281,261.961,239.691,215.001,174.801,163.181,166.131,138.771,156.831,136.111,115.711,168.411,214.021,204.941,180.051,162.941,122.231,128.081,146.231,119.431,119.511,120.451,084.831,084.051,080.871,058.491,074.051,125.091,150.251,134.191,148.301,144.561,122.941,126.941,135.411,157.071,163.611,142.331,132.061,123.671,105.491,087.151,076.421,066.541,086.061,103.811,121.101,112.101,136.591,126.151,116.161,084.791,065.741,062.691,056.061,065.801,070.971,070.691,042.751,023.991,018.701,020.601,024.611,035.801,060.911,097.111,103.601,088.481,098.381,113.051,085.901,093.031,112.441,146.161,180.041,185.061,144.801,153.351,173.201,203.791,220.451,182.151,146.711,174.581,168.361,141.701,111.421,106.771,127.651,163.221,183.301,182.241,143.361,133.951,133.571,124.651,131.621,133.131,131.401,132.931,129.481,102.821,085.95

( ) = negative, FX = foreign exchange, n.a. = not available, y-o-y = year-on-year.

Notes

1. Bank Foreign Assets and Bank Foreign Liabilities are defined as "Other Depository Corporations' Foreign Assets" and "Other Depository Corporations' Foreign Liabilities" in The Bank of Korea's Other Depository Corporations Survey.

2. Capital Adequacy Ratio is defined as BIS Capital Ratio by the Financial Supervisory Service.

3. Monthly data on fiscal balance are on a cumulative basis.

4. Bloomberg LP end-of-period LCY-USD rates are used.

Source: ADB, Bank for International Settlements, Bloomberg LP, Financial Supervisory Service, The Bank of Korea.

DISCLAIMER: ADB provides no warranty or undertaking of any kind with respect to the information and materials found on, or linked to, AsianBondsOnline. ADB accepts no responsibility for the accuracy of the materials found on, or linked to, the website, or the information contained therein, or for any consequences arising from its use, and does not invite or accept reliance being placed on any materials or information so provided. Views expressed in articles marked with AsianBondsOnline are those of the authors and not ADB. This disclaimer does not derogate from, and is in addition to, the general terms and conditions regarding the use of the AsianBondsOnline website, which also apply.